[Table of Contents] [Search]


[Date Prev][Date Next][Thread Prev][Thread Next][Date Index][Thread Index]

Re: [BKARTS] Bindery Insurance



Actually, I'm looking for insurance coverage that covers equipment and 
customer's books.

Thanks,
Frank Lehmann
Lehmann Bindery

On Sun, 11 Jan 2004 04:54:31 -0800, Jack C. Thompson wrote:
> If you mean workman's comp. insurance the following may be useful.
> 
> When I first employed staff I applied to the State of Oregon's
> workman's comp. company and even though I stressed that only
> hand bookbinding work was performed in my lab they mailed me an
> invoice for insurance at machine bindery rates.
> 
> I contested their determination and they sent an examiner to the
> lab.  He agreed that no machines were in use in the lab and wrote
> up his report.
> 
> A month or so later the State board returned a determination that
> I operated a machine bindery.
> 
> Once again I contested their determination and they sent the same
> examiner back to survey the lab.
> 
> He was embarrassed, and told me that he would simply respond with
> the same report he'd given them before.
> 
> Another month, another letter from the State board.  Machine bindery.
> 
> There was one last appeal, and that was a personal meeting between
> me and the board during their next Portland meeting.
> 
> I brought before and after photos of half-a-dozen book restoration
> projects and passed them around while I explained the operation
> of the lab.
> 
> A month later they wrote to tell me that as far as the board was
> concerned, the lab was a commercial photography studio; one of the
> lowest rates in their book.
> 
> I did not dispute them again....
> 
> Jack
> 
> 
>> Can anyone recommend an insurance company in the States that will cover
>> a hand-bindery? My current carrier lumps me in with machine binderies
>> which greatly increases the rates.
>> 
>> Thanks,
>> Frank Lehmann
>> Lehmann Bindery
> 
> 
> Thompson Conservation Lab.
> 7549 N. Fenwick
> Portland, Oregon  97217
> USA
> 
> 503/735-3942  (ph/fax)
> 
> http://www.teleport.com/~tcl
> 
> "The lyfe so short; the craft so long to lerne."
> Chaucer  _Parlement of Foules_ 1386
> 
>              ***********************************************
>         See the Book_Arts-L FAQ at: <http://www.philobiblon.com>
> 
>      *Postings may not be re-printed in any form without the express
>      consent of the author - Please respect their contributions & ©*
> 
>         Archive maintained and suppported by Conservation OnLine
>                     <http://palimpsest.stanford.edu>
>              ***********************************************
> 

             ***********************************************
        See the Book_Arts-L FAQ at: <http://www.philobiblon.com>

     *Postings may not be re-printed in any form without the express
     consent of the author - Please respect their contributions & ©*

        Archive maintained and suppported by Conservation OnLine
                    <http://palimpsest.stanford.edu>
             ***********************************************


[Subject index] [Index for current month] [Table of Contents] [Search]